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Cryptocurrency Investing — Top 4 Crypto Exchanges

Investing in cryptocurrency

Cryptocurrencies have become a legitimate phenomenon in the world of finance. According to an article on business news website CNBC, global crypto adoption has increased by 881% in the past year, with countries such as India, Pakistan, and Vietnam leading the fintech craze.

As so many more people around the world embrace cryptocurrency, it’s becoming clear that people are using the assets for a number of different purposes. Investment leads the way, but there are also some who adopt crypto for use in peer-to-peer transactions or even ordinary consumer purchasing. Whatever purpose any given crypto user may have in mind though, the use of a cryptocurrency exchange is almost always necessary. While there are technically other ways of obtaining cryptos (like direct mining or crypto ATMs), the vast majority of users secure their digital assets though exchanges.

Here, in our estimation, are some of the best ones.

1. Cash App

Cash App is known by many as an alternative to the popular peer-to-peer money transfer system Venmo. Aside from its peer-to-peer transfer function though, Cash App also has crypto trading features that are designed to be simple and intuitive for beginners. Alongside stock and ETF investment options, the app allows users to buy up Bitcoin ⁠— the top cryptocurrency in terms of popularity, user base, and market utilization. Cash App’s interface is very user-friendly, to the point that some find it a pleasure to use (as opposed to just not a pain). It is important to note, however, that users cannot actually withdraw cryptocurrencies from Cash App. Activity is limited to trading and investment.

2. Binance

If you want to trade crypto, but don’t want to have limited options, the Hong Kong-based exchange Binance is well worth a look. Trusted finance resource AskMoney reports in one of their posts that Binance is the world’s largest crypto exchange. Despite only being around for four years, Binance has an estimated user base of 28.6 million people and supports more than 500 cryptocurrencies. Experienced crypto users and day traders are best suited for Binance as it allows for fast and simple cryptocurrency trading. In addition, Binance has low trading fees, a responsive mobile app, and great charting tools ⁠— all of which makes it appealing to those who trade crypto for a living.

3. Coinbase

Since its release in 2012, Coinbase has been a reliable platform for new and experienced crypto traders alike. At the same time though, Coinbase has come a long way from its humble beginnings. Today, users can find tons of useful features on the platform, such as a secure crypto wallet, a crypto checkout solution, and a massive variety of altcoin listings. For those who want to take a deep dive into crypto trading, Coinbase Pro is also a valuable feature, essentially offering powerful tools for more experienced traders. We should note that Coinbase Pro is only available in 42 countries due to strict global rules and regulations around crypto exchanges and apps. But even the basic Coinbase app is a great value to those looking to get involved in crypto.

4. Gemini

Tyler and Cameron Winklevoss, commonly referred to as the Winklevoss twins, are well known from their association with Facebook’s founding and their appearance as rowers at the 2008 Beijing Olympics (not to mention their portrayal in the film The Social Network). Not as many people realize, however, that they’ve also founded Gemini, which has become one of the most trusted exchanges in the crypto world. Gemini prioritizes regulation compliance and legitimacy, which makes it one of the best crypto exchanges for folks who are concerned with security in particular. But make no mistake, this is not a niche exchange only for those who prioritize security measures. Financial news website Business Insider reports that Gemini now oversees crypto assets worth more than $25 billion, making it one of the biggest players in the space.

CD Projekt Acquires The Molasses Flood: A Spin-Off Of Cyberpunk Or The Witcher Is Coming

CD Projekt Acquires The Molasses Flood

CD Projekt announces the acquisition of The Molasses Flood, an independent Boston-based studio founded by former developers of Irrational Games (BioShock).

The studio, which is behind survival games like Drake Hollow, will keep its identity but will make a new game set in one of the universes created by CD Projekt RED.

The announcement of the acquisition by CD Projekt was released a few days ago by Adam Kiciński, director of CD Projekt Group: “We’re always on the lookout for teams who make games with heart. The Molasses Flood share our passion for video game development, they’re experienced, quality-oriented, and have great technological insight. I’m convinced they will bring a lot of talent and determination to the Group.” 

The Molasses Flood also shared an official statement, signed by Studio Director Forrest Dowling.

https://twitter.com/molassesflood/status/1451570234536730634

The Molasses Flood will work closely with the CD Projekt RED team to create an “ambitious project” based on one of the Polish developer’s IPs. There are no other details, but one thing is certain — it will be a new game set in the futuristic world of Cyberpunk or in the fantasy world of The Witcher, probably a spin-off. 

Also, CD Projekt Red has recently announced, the next-gen updates of the two open-world role-playing games, Cyberpunk 2077 and The Witcher 3: Wild Hunt, have been postponed to the coming year.

Technology-Based Activities and Tools to Increase Student Engagement

Students and technology

The world does not stop changing. As a result, technology is developed and integrated into different parts of our lives. And the education system is not an exception. 

On the one hand, all those smartphones and apps distract students from learning. But there are also many positive aspects related to them. One just needs to learn how to use these tools the right way. 

Many online resources are available in open access – from tools to create presentations to essay help platforms if you need professional assistance. They are just several clicks away.

With the increasing popularity of remote learning, teachers face obstacles on the way to reaching their objectives. In particular, it is difficult to receive feedback on whether students are following lesson material well, and engaging in various activities with them becomes complicated as well.

On their part, educators can use modern technology tools to engage students and make the learning experience more fascinating. But with so many resources, one may spend a lot of time trying to find the needed ones. Here are some suggestions. 

Google Forms

This tool is widely used by teachers all over the world. It helps create interactive questionnaires and get feedback. Those could be even anonymous to make students more comfortable and open for communication. 

Background Noise

The ability to focus is something all teachers want from their students. And it’s not always easy to do in classrooms. So, background noise comes to the rescue. 

It allows students to concentrate on their tasks to finish them within the given deadline. Plus, it facilitates a quiet atmosphere and a favorable classroom environment. 

Prezi

Presentations are an essential part of the education process. PowerPoint is nice but sometimes not enough. Prezi can help your students be more creative and engage their peers.

Thanks to this tool’s features, doing homework is more interesting. Teachers can diversify study materials and make a new topic easier for visual learners. Moreover, the presentations are available for class online, so students can revisit what they’ve learned later, for instance, when preparing for an exam. 

WeVideo

This one is for even more creative assignments. It allows editing videos, creating podcasts, and making GIFs. Imagine the opportunities it opens for studying! 

The more tools you provide to your students, the more they will enjoy it. But except for using the mentioned options, what else can one do?

What About Activities?

The way one organizes a lesson is also important. For instance, one helpful tool for geography or history teachers is Google Earth. For now, traveling around the world is problematic. But this online resource allows students to get the feeling of adventure. A scavenger hunt can be a nice activity to boost learners’ interest.

Another thing you can do is to connect with classrooms from other parts of the world. Although, this is possible only if you have international connections. It’s always interesting to meet people from other countries, especially same-age students with similar study tasks.

Also, the usage of infographics in teaching makes a huge difference. We always remember better the things we see. Thanks to imagery and clear, structured information, the material carves deep into our minds. 

There are many different online tools that can help you with infographics. The simplest way would be using Canva. But for more elaborate infographics, one can use Piktochart. 

Though they are mostly used to compare some data, that is not everything they can do. One can make infographics to compare cultures or highlight some learning habits. The possibilities are endless. 

A Creative Approach to Homework

Of course, depending on the subject, different assignments are given. For example, for language learning or literature, a teacher can ask students to submit their homework as blogs.

Posting blogs will motivate students and give them a sense of responsibility. Moreover, the fact that those blogs are available online will prompt them to do their best. Who knows, maybe later this will be the way they earn money or just their favorite hobby.

As an alternative to this assignment, you can assign learners to create short comic strips on different topics. Obviously, it’s a great task for art students, but it might also be beneficial for language learning and history. As the learners make those comics, they can share them with their classmates, having a lot of fun.

To Sum Up

There are drawbacks associated with using technology, but one shouldn’t underestimate the advantages it offers in an educational setting. Recent technological breakthroughs have offered new approaches to teaching and studying everywhere. Classes do not have to be boring anymore, as there are options to make learning activities exciting regardless of the subject.

Overall, educators can benefit greatly from the variety of online resources. It is true that technology may distract from what is really important. But in the right hands and with good guidance, it can help learners improve their performance and keep up with the world. 

Find Out What Data Voice Assistants Collect From You

smart voice assistant news and stories

Reviews.org magazine has examined various voice assistance systems from major manufacturers. The goal, to find out what data the devices collect from their human users. These can then be used by the respective companies more or less for their own purposes.

For the analysis, the researchers looked at the respective data protection guidelines and terms of use of the assistants in detail.

The result — the five opponents, Amazon Alexa, Google Assistant, Apple Siri, Samsung Bixby and Microsoft Cortana all collect a lot of partly personal data from users — including their names, time zones, phone numbers, device locations, IP addresses and also the phone numbers and names in the address books of the users.

Alexa and Bixby go even further — both have access to the pictures and videos that are stored in the respective account. The same goes for browsing history, which is recorded and collected by Alexa, Siri, and Cortana. Google Assistant, Bixby and Cortana meanwhile save the search queries that are made online.

All systems collect data via their own device and network in which the device is located. This includes the device specifications, configurations, performance values ​​of the hardware and connection data of the network. All manufacturers also know in which WLAN, including name and dial-in time, users are. Only Alexa collects information about the customer’s internet service provider.

All smart assistants except Samsung Bixby also create an acoustic model of their own voice. This can be used to identify several people in the same household and to assign data. In addition, language assistants always learn from the language data of the user and recognize different accents, and improve languages ​​better over time.

The Top Benefits of Integrating ERP Into Your Business

Business Networking

Enterprise resource planning software (ERP) isn’t one of those things business owners lie awake at night dreaming about. However, integrating the right ERP solution into your organization could provide a long list of benefits and perks that ultimately enable you to accomplish your goals.

What is ERP Software?

ERP software has been around for a while. And though it’s traditionally been something that larger organizations use, new technology and innovation have made it a practical choice for smaller businesses over the past several years. 

According to FInancial Force, “Enterprise resource planning (ERP) refers to a solution that streamlines the ‘back office’ processes you use in your business such as accounting and financial reporting, project management, billing, HR, and supply chain operations. The primary goal of an ERP is to optimize and automate these processes to boost operational efficiency and company profitability.”

Some ERP solutions are designed to address very specific processes or functions (accounting, for example), while others are designed for specific industries or vertices (like healthcare). Common ERP functions include:

  • Accounting and financial management
  • Order and inventory management
  • Human resource management
  • Governance, risk, and compliance
  • Supply chain management
  • Project management
  • Procurement
  • Analytics and reporting

The Big Benefits of ERP Software

ERP software can handle almost any task that arises in your back office. It can save you thousands of hours per year and yield a host of other benefits. These benefits include:

1. Better Security

One of the unsung benefits of ERP is better data and cloud security. With the right solution, you can deploy dedicated security resources to key areas of the business and reduce the risk of both internal and external threats. And because everything is in the cloud, there’s less risk of crippling data loss.

2. Enhanced Reporting

Say goodbye to limited data and analytics. With ERP, you get enhanced business reporting that can be used to drive accurate decisions. 

ERP gives you a “single source of truth,” which is basically a fully integrated database that collects and analyzes all business processes. Best of all, the information is analyzed in real-time, which makes it easier to be proactive.

3. Cost Savings

One of the natural byproducts of these other benefits is an increase in cost savings. This is the direct result of improved inventory planning, superior procurement management, and improved relationships with vendors, customers, and all company stakeholders.

4. Greater Transparency

“Transparency” seems to be the word of the decade for businesses. It’s no longer considered good practice for businesses to limit visibility or create departmental silos. Instead, companies are finding it beneficial to establish enterprise-wide transparency.

ERP software lets companies build predictability into their processes and make more accurate projections. This results in more confident and intelligent decision making. No longer is one department left guessing what the other is doing. Total integration means all aspects of the business work together to achieve underlying business goals.

5. Better Customer Service

On average, a business loses half of its customers every five years. When you pause to think about it, that’s a pretty sobering statistic. It speaks to the importance of good customer service and the need to develop positive inroads with customers. 

When used properly, an ERP solution can streamline shipping, enhance supplier relationships, and accurately match supply with demand (to ensure customers always have access to the products they need). The end result is happier customers who trust your business. 

6. Stronger Sense of Cohesiveness

At the end of the day, incorporating the proper ERP solution into your business will result in a stronger sense of cohesiveness throughout the entire company. 

As Investopedia explains, “Integrating and automating business processes eliminates redundancies, improves accuracy, and improves productivity. Departments with interconnected processes can now synchronize work to achieve faster and better outcomes.”

It’s difficult to quantify what cohesiveness means to a business, but once you have it, you’ll know. ERP is just one tool you can use to bring your team together. 

Give Your Business the Boost it Needs

Your company’s success is a direct reflection of the health and efficiency of your back office. If your back office is chaotic and disheveled, your business will reflect that. If, on the other hand, it’s organized and systematic, success will soon follow. Now’s the time to address your back office and give your business the boost it needs.

Android Has Up To 47 Times More Malware Infections Than iOS

Apple security compare to Android

Apple has released a report that shows how much more secure iOS is than Android.

According to a 28-page security report, Apple claims that an Android device has between 15 and 47 times more malware infections than iOS. As per Apple, the ability of Android devices to install third-party applications opens the door to download all kinds of malicious software, where the App Store remain the only app store for iPhones.

The fact is that criminals can create fake versions of Google Play, which outwardly hardly differ from the original. And with the help of trojans to get access to the user’s device. The most common types of malware have been adware, ransomware, spyware, and banking Trojans.

Apple’s new security report also mentions recent Android Trojans such as Banker.BR, TeaBot and BlackRock, the latter of which steals the credentials of 450 online services and impersonates the popular Clubhouse app.

Apple indicate that forcing the company to open the doors to this type of facility would make the iPhone less secure and reliable for users. 

How Having Cap Table Software Can Help Your Company

Keep track startup investments

If you’ve got what you think is a great startup idea, you’ll have to figure out to get funds to launch it. Maybe you can find the money by contacting a venture capital firm, or perhaps you can get a wealthy relative to invest in your idea. Maybe you’ll get a bank or credit union to give you a business loan.

However you get the money, it’s unlikely you’ll be the sole individual to enjoy the financial dividends if your company takes off. There will probably be multiple people or entities who have a financial stake in the business. That’s often what it takes to launch a company: you need to bring on partners.

When you do, you need to make sure to keep track of who owns what. In other words, you should have a detailed breakdown available of who owns a company percentage.

A cap table is one way you can do that, and cap table software exists now you may want to use if you’re an entrepreneur and your startup is catching on. We’ll talk a little about cap tables and cap table software right now.

What Exactly is a Cap Table?

Before we discuss what cap table software can do for you, we should first make sure you understand what this term means. A cap table is short for a capitalization table. It shows a breakdown of each individual or entity that has a financial stake in your company.

As we mentioned, it’s relatively rare for a company to have a sole owner, even if the business model was ostensibly one person’s idea. Usually, even if you come up with a concept, you’ll have to divide up controlling interest within the company. If you’re the CEO or CFO, you might maintain majority creative and monetary control, but you’ll likely chop up the business financially at least a bit.

The reason why it’s critical to keep a detailed cap table is because, at some point, you may want to bring on additional investors. You want to show them what percentage of the company is available to them and what is off-limits.

Other Reasons You May Want to Set Up a Cap Table

One other major reason why businesses set up cap tables is that it makes it much easier for the IRS to understand the company’s structure at tax time every year. If a company has expanded significantly in a given year, and the ownership group has diversified, you should be able to show the IRS all of that. If you don’t bother to set up a cap table, that’s a sure way to get the IRS to audit your company.

Also, a time might come when you want to look closely at your firm’s capital structure because you want to purchase more controlling interest than what you currently have. Company ownership can change as the months and years pass, and the larger the business, the more complex the ownership can be. A cap table is how you can keep track of it.

What is Cap Table Software?

As for cap table software, several companies make it now, and it might behoove you to get it. If you shop around for cap table software, you’ll probably want to get some that features blockchain technology. 

A blockchain-enabled cap table software suite will give you the most security features, and you’ll undoubtedly want to enable those. You never know when a hacker might try to find weaknesses in your software, but blockchain makes your cap table almost impenetrable.

Also, you’ll want to look at whether out-of-the-box cap table software will work for your company or whether you’ll want to hire someone to create a bespoke version for you. There are cons and pros with each option.

If you buy a ready-made cap table software suite, it won’t cost you as much. It should come with plenty of features and probably everything you need to keep track of your company’s financial assets and how you’ve distributed them.

The time when you might get someone to make you a bespoke system is if you feel like your company is too complex for a ready-made software suite. A customized system will cost more, though, so make sure you have the money in your budget.

Either way, it’s highly likely you’ll want to set up a cap table for your company, and equally probable you’ll want a software suite to keep an eye on it.

TRUTH Social: Donald Trump Announced The Launch Of His Own Social Network

TRUTH Social Donald Trump

The entrepreneur and former US President Donald Trump announced the launch of his own social network TRUTH Social.

With TRUTH Social, Trump, who was blocked in major social networks, plans to fight the information monopoly of large tech companies. He said the platform would “stand up to the tyranny of big tech“, accusing them of silencing opposing voices in the US.

The social network is already being prepared for testing. Now anyone can sign up for the waiting list, for this you need to leave your name and surname, as well as your e-mail. Testing with the participation of invited users will begin in November 2021, and the full launch of the resource is scheduled for the first quarter of 2022.

TRUTH Social Donald Trump new social network

The app icon resembles Facebook, and the description begins with the slogan “Follow the truth.”

Major social networks, including Twitter, Facebook and Instagram, were already blocked Donald Trump’s accounts in January this year after his supporters attacked the Capitol building.