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Ad Fraud is Big Business, and it’s Getting Bigger

Ad Fraud is Big Business

Once upon a time, when the internet was still just a twinkle in the eye of Tim Berners-Lee, the advertising industry was simple. A client paid an ad agency to put together some creative work. The agency then paid the relevant media to run the press ad, air the commercial or put up the poster on a billboard, just like we all saw in Mad Men. 

But now, with traditional advertising going the same way as print journalism, it’s a very different story. Digital advertising is the only show in town and it’s one that was estimated to be worth a staggering $125 billion a year in 2019 and rising. But the fact that ads have to be incorporated into websites means that there are a number of different intermediaries who play a part between the creation of the ad and its appearance on screens. 

This has given a number of entry points for ad fraudsters to intervene. They hijack the media spots for their own ads, often posting inappropriate content and trying to commit illegal activity. This could be anything from introducing spyware onto an unsuspecting person’s computer or mobile device to running a ransomware campaign.

Others try more oblique forms of deception such as the scam which used bots linked to smart TVs to fool advertisers into thinking that far more people were watching their ads than was the reality, and charging them for the privilege.

Generally, it’s been noted that the ad fraudsters out there are becoming far more sophisticated in the way that they operate. Recently Facebook revealed that there had been an attack on thousands of its users called Silentfade which created damage valued at over $4 million. It worked by misappropriating session cookies and then using them to log into their account from a bot operating near to each victim. In the process, it disabled multiple security warnings and also blocked users from reversing the changes.

Two years earlier, cybercriminals believed to based in Russia ran a campaign tagged as Methbot which was believed to be stealing up to $5 million a day by creating false sites including the Huffington Post and Fox News, and generating fraudulent ad views using a complex network of bots.

While the FBI and the US Ministry of Justice have now become involved in tracking down fraudsters like the team behind Methbot, more and more advertisers are now taking the approach that prevention is better than detection. So, many are now working with third parties who can provide them with ad verification services. These work in a number of ways, for example by making sure that the ads that appear on the intended site are fully compliant and are displayed as intended. By using sophisticated scanning methods and identifying warning signs they can block the offending and fraudulent ads long before they get the chance to go live.

Just like computer hackers, ad fraudsters continue to become more sophisticated and harder to stop. So it’s a battle that’s set to intensify before it is finally won.

5 Personal Finance Apps That Can Help You Achieve Your Financial Goals

PayPal app

A lot of people find it hard to manage their own money. The Simple Dollar notes that the reason why it takes too long for many to achieve their financial goals is that saving money is not as gratifying as spending it. Often, we don’t see past the immediate pleasure of buying something we want right away.

For you to get a better hold of your finances, you can use personal finance apps that can track your expenses, allow you to see your long-term financial goals, and help you keep up with your bank balance. In this post, we’ve listed some of the top five personal finance apps that can make it easier to manage your own money.

Mvelopes

The envelope strategy is one of the most popular budgeting strategies. Here’s how it works: you divide your monthly income into various spending categories and place it all into corresponding envelopes. You can only spend on a certain category until the cash in the envelope is gone. If you’re fond of this budgeting strategy, Mvelopes is a great app that essentially uses the same concept in managing your finances. All you need to do is to create a budget and link your credit or debit card to the app. While Mvelopes isn’t a free app, you can get a ton of features like financial coaching services if you choose to subscribe.

Petal Card

If you want to build your credit score but aren’t sure how to do it, Petal Card is the way to go. Aside from offering easy-approved credit cards that don’t have any annual fees, Petal Card also has an app that can help you understand your credit. Transparency is key in building your credit score, so Petal Card allows you to see your credit score in the app and what your interest fees will look like if you don’t pay your bills. Furthermore, you can also use the app to manage other bank accounts, budget your monthly expenses, and find partner merchants where you can score huge cash backs.

Personal Capital

Personal Capital is a great app if you want to track your investments. Plus, this all-in-one-app also allows you to see your spending habits, so you can budget accordingly. You can connect your savings, checking account, and credit card accounts to the app to help you easily manage your finances. What’s more, you can even connect your IRAs, 401(k) savings, loans, and mortgages for a full view of your financial health.

Travel Spend

 As remote work and digital nomad lifestyles become more popular, you’re going to need a personal finance app if this is something you want to try. After all, it’s easy to get carried away with spending when you’re traveling or enjoying a vacation overseas. Travel Spend is a great personal finance app to use if you travel on a regular basis as it doesn’t need an internet connection to work. One key feature in this app is that it can instantly convert any currency to another. In addition, you can also export your budgeting and expenses to a spreadsheet if need be.

 Honeydue

 Honeydue is the perfect personal finance app for those who are looking to manage their joint finances with their partner. It can be frustrating managing your finances with someone, especially if you don’t see eye-to-eye on certain expenses. With Honeydue, couples can avoid having money-related miscommunications. It offers transparency tools to help you share information on spending habits, account balances, and budgets. The app also provides a fun way to comment on your partner’s transactions through emoticons that allow you to express your support (or disapproval).

Dry Moons: The Moon Can Lose All Water Before Life Can Start on It

Moon news and stories

Exploring space is now at the forefront of technological development. Whether it’s produced by a UK space company or an international one, cosmological research and technology are more advanced than ever before. One debate that has constantly challenged scientists is the potential existence of moon water. However, crucial new evidence has recently emerged that suggests the Moon may not be dry and might, in fact, have ample water to support life. 

So, how did scientists come to this conclusion, and why was the Moon ever thought to be dry? What’s more, does this new discovery mean humans could live on the Moon or is free-flowing water on the Moon an impossibility? As with so many investigations into space, there are still just as many questions as there are answers. 

Why Was the Moon Thought to Be Dry?

In 2010, researchers announced that their mission to discover water on planet satellite, the Moon, was unsuccessful. According to samples brought back from an exploratory mission, scientists declared that it was unlikely the Moon ever had significant bodies of water. Rock pieces recovered from the Moon’s surface seemed to show mineral compounds incompatible with moisture presence. 

These rocks on the Moon’s face would have originally been comprised of magma. This magma sea is believed to have been formed shortly after the Moon’s creation when a giant planet collided with the Earth. On Earth, moisture is believed to have formed from water stored in magma rocks, which then dissolved. Because of the Earth’s dense atmosphere and temperate climate, oceans and fresh water are able to exist without evaporating or freezing. 

Scientists believed this was unlikely to have happened on the Moon as the magma samples did not contain the same traces of water as those found on Earth. Similarly, the Moon’s atmosphere is thinner than Earth’s, and any water that did appear could not have remained on the surface in liquid form. Researchers had also believed for a long time that moons are generally formed too close to giant planets, which radiate heat, to retain water. Instead, their surface bakes into a crust, and water evaporates. Although our Moon was not formed like that, it does have a similar dry crust too many exomoons. 

Where Might Water Be Found on the Moon? 

Prompted by researchers at NASA, moon water is now believed to exist in fairly significant amounts beneath the Moon’s crust. This was discovered when astronomers noticed a pattern occurring during meteor strikes on the Moon. These strikes created ripples and sent shock waves associated with water motion across the Moon’s surface, not only near the parts that were hit. This suggests that a large body of water covers the entirety of the Moon beneath its upper layer. However, scientists are unsure how much water is there. Water, therefore, is likely to be found buried on the Moon. 

Moon Water Uses 

Moon water is an important discovery for many reasons. For one thing, it could allow for longer periods spent on the Moon. The discovery of new moon water could also help create a pit stop or refueling station on the Moon for interplanetary travel. Moon water uses include:

  • Drinking Water 
  • Rocket Fuel Creation 
  • Agricultural Development 
spacewalk

Nasa Probe Moon Water Vapour Future

So, does this discovery mean that humanity has a new, potential habitat on the Moon? Not necessarily. In fact, although researchers are profoundly hopeful about the discovery of water on the Moon, there are also reasons to be cautious. Researchers believe that, even if a vast quantity of water exists on the Moon, it is slowly drying up. 

Atmospheric differences between the Earth and the Moon may also mean that it is difficult to extract water and hold it in a liquid state. The Moon’s thin atmosphere and lack of gravitational pull mean that water cannot pool in a body on the satellite’s surface the way that lakes and oceans can on Earth. This may make extracting and storing moon water difficult – although modern space container technology will no doubt begin to find ways around this. 

Beyond this, however, the essential chemical make-up of water on the Moon may be different to fresh, drinkable water found on Earth. However, it is almost certain that recognizable H2O has been discovered. This water may also contain microbial life and evidence of extra-terrestrial existence. This has massive potential consequences for cosmological research and NASA, and other space companies will pursue these findings in the following years. 

Conclusion 

The discovery of moon water is one of the most significant cosmological advances of the 21st century. With space travel and spacecraft building already at such an advanced technological stage, it will no doubt be fascinating to see where this discovery takes modern science. All eyes are on the stars (and Moon) once again. 

Final Call: What space discoveries are you most excited about? How do you think space travel will change our lives in the near future? Share your thoughts in the comments!

Two Fail Attempts To Lose Them All: A Programmer Trying To Remember Password Of Crypto Wallet Storing $220 Million Worth Bitcoin

loosing bitcooin

The price of bitcoin has skyrocketed in recent weeks, but some investors are experiencing their own drama by being unable to get their money back, as The New York Times explains.

A programmer of German descent living in San Francisco has lost the password for his Bitcoin wallet. This was on a missing piece of paper. On the protected and encrypted drive — a Kingston Ironkey — 7,002 Bitcoin are probably stored. With a current market value of about $220 million, which is currently out of reach for the programmer.

Our protagonist, Stefan Thomas, already tried eight of the password schemes he uses most often, out of ten attempts. And now he is two more attempts away from losing all his virtual money.

The former security director of Facebook, Alex Stamos, has tweeted the story on Tuesday and offered his help to Thomas — in exchange for 10% of the value.

The New York Times itself explains that Thomas’s case is not isolated. Around 20% of the 18.5 million bitcoins — which are equivalent to about $140 billion — are stuck in abandoned wallets, according to data from Chainalysis.

Wallet Recovery Services, a company that helps its customers recover passwords, has explained to the US newspaper that it receives about 70 requests a day from people who cannot access their digital wallets — triple the number of just a month ago.

Top 5 Remote Business Communications Tools for Modern Workplaces

Remote Business Communications Tools

There are many top business communications tools for modern workplaces. These tools enable remote teams to be more productive, reduce turnover, and provide excellent customer service. Additionally, more efficient communication methods remove confusion and keep team members performing their roles autonomously. 

As a business owner working remotely, you should always be looking to facilitate better communication and knowledge sharing to boost productivity in your workplace. If you are interested in purchasing the best remote communications for your company, there are several key options to consider. To help you get started, read on to discover the top remote business communications tools for modern workplaces.

File Management Systems

File management systems are secure platforms that enable your business to find, use, and transfer various files. Software such as FileCenter contains permission and authentication options, so unauthorized or unnecessary access is prevented. Additionally, you can add comments and track files’ change histories. This way, all your business files are recorded in one central database. This database allows for simple sharing, organization and downloads. Plus, you are able to see who accesses files, documents and reports. Naturally, productivity is significantly increased when team members can quickly find the files they need and are restricted from files they don’t need. Surely, file management software platforms enable employees to work from anywhere and significantly increase remote work productivity and efficiency.

Instant Messengers

Next, many multipurpose instant messaging platforms are also on the market. Several of these chatting apps enable different channels for different teams, allowing you to increase efficiency by separating workloads. It’s also easy to add new members to these channels and switch them around. This way, you quickly and efficiently place employees where they are needed most. Team members can instant message and share files using these platforms, enabling more efficient collaboration, as well. Within many teams, instant messages have replaced the majority of short emails. Absolutely, instant messaging platforms provide significant productivity increases by segregating workloads and allowing file sharing.

Video Conferencing Software

Video conferencing software provides several efficiency and collaboration benefits for remote teams. Choose the best conference call service for online meetings to make communication a breeze. The best video conferencing software for business owners provides call sizes of up to twenty-five or fifty participants, so your entire team can collaborate at once. Many solutions also provide collaboration features such as screen sharing, presentation modes, and integrated live chats. Using these features, entire departments can work on the same projects at once, significantly increasing productivity and reducing turnaround times. Additionally, several video conferencing platforms can integrate with other remote tools such as CRM software and productivity suites. Certainly, video conferencing software provides high-volume video conferencing rooms and massive productivity increases via collaboration features.

Collaborative Project Managers

Collaborative project managers provide a central location for file sharing, feedback, and annotations. Project leads can create tasks and assign team members as well as deadlines to them. Additionally, Kanban boards are used to streamline project management processes. This way, remote efficiency is maintained by attentive project leads ensuring their teams always have something to work on. Many of these platforms also include built-in chats and real-time collaboration spaces to ensure your remote teams can communicate quickly. Several platforms integrate with some of the most popular file sharing and collaboration apps as well. Definitely, collaborative project management software is a prime example of how technology can modernize employee management.

Asynchronous Hubs

Remote work often requires asynchronous hubs to structure projects, policies, processes, and HR. These hubs house vital company files and keep all current projects visible. In fact, many of the best asynchronous hubs enable posts, to-do lists, comment threads, and notifications. Use these notifications to stay up-to-date on relevant project changes and updates. By keeping all work transparent and everyone on the same page, asynchronous hubs maintain productivity and efficiency of remote work. Of course, these hubs are a great way to improve asynchronous communications when you work from home.

There is a myriad of remote business communication tools out there for modern workplaces. With so many advanced communications tools, there are several options to familiarize yourself with before purchasing a new system. For example, file management systems allow employees to access company files from anywhere and increase the efficiency of remote work. Instant messengers streamline productivity processes by segregating projects and allowing file sharing. Video conferencing platforms offer high-volume conference calls and more productivity increases via file and screen sharing capabilities. 

Collaborative project managers ensure team members always have something to work on, massively increasing remote efficiency. Finally, asynchronous hubs keep your entire business in one central online location to provide remote productivity increases. When searching for the top remote business communications tools, consider the tools described above.

Sport Cross-Platform App Development

Sport App Development

Digitalization of sports is an opportunity for clients to improve their performance and become better. Sports mobile app performs an important social role. The right approach to the organization of its work helps to monetize the business application. This way, you can attract new users, retain regular customers, and be useful.

Features of sport apps

Fitness apps differ from each other in features, specialization in sports, activity tracking (constantly or only in training mode), types of monetization, and so on.

Each type of application must perform its task. But regardless of the chosen type of fitness application, they have one thing in common. It is the presence of certain functionality and capabilities. The main goal is to benefit both the client and the owner.

The brilliant idea of a sports app should not stop its development due to a limited budget. Well, we can say that the development of cross-platform development of mobile applications is aimed at this aspect. Speeding up the development process and reducing costs are the two main principles of cross-platform applications. Learn more at velvetech.com/cross-platform-mobile-development.

Sport cross-platform app development

Startups, small and medium-sized enterprises consider cross-platform apps as blessed technology since the target audience uses different platforms. Shorter TTM (time-to-market) and lower development costs are two reasons that contribute to the spread of cross-platform applications worldwide.

Pros of sport cross-platform mobile app development

The cross-platform development environment has the following positive aspects:

  1. Fewer resources are required to implement an application for multiple platforms at once. This, in fact, is the essence of the cross-platform approach. The same code works on both iOS and Android. You will need fewer programmers to develop the project. The designer makes only one set of graphics. All this reduces the number of working hours and the project budget.
  2. Based on the first point – the total cost of development is lower than a similar solution with native applications.
  3. Less development time. Due to the lack of unique interface elements and simpler technologies for developing cross-platform applications, it takes less time to create simple products.
  4. Simplified product update cycle. If you need to add something to the project or fix a bug, you can do it immediately for all platforms that the project extends to.
  5. Ability to use the mobile version of the site. In most cases, languages for cross-platform development are part of the JavaScript family of languages. So, if you already have a mobile version of the site, a significant part of the code and materials can be used in the application without changes.
  6. Using a single application logic. The logic embedded in the application is guaranteed to work the same for all platforms. Quite often, this can also be a disadvantage due to the different architecture of operating systems.

Benefits for sports business

In business, the TTM (time-to-market) metric often plays a crucial role. To be ahead and implement new features in your product faster than competitors on both platforms at once – this is what any leading company thinks about from the very beginning. Cross-platform frameworks allow you to achieve this and, as an obvious bonus, get a reduction in development costs at each stage.

Forecast and prospects for the next 5 years

Many sports companies actively develop applications using cross-platform solutions. Because they need to enter the market quickly with their product simultaneously on both mobile development platforms. In 2021, the trend will not change, and more and more companies will use cross-platform mobile applications.

The saved significant part of the initial project budget can be spent on further improvement of the application following user feedback. As a result, cross-platform mobile app development achieves its goals in a balanced way, both in terms of price, time, complexity, and user experience.

3 Simple Ways to Optimize a Mobile Workforce

Optimize a Mobile Workforce

Within just a couple of months of the coronavirus first emerging, more than 70 percent of employees worldwide were working from home. Even as restrictions begin to ease and offices are allowed to reopen, many businesses are making the decision to keep their employees home, either permanently or for the foreseeable future.

Even if your workforce is already operating mostly online, making the transition to remote work can be a challenge. Whether you’ve already made the move and are facing challenges or are thinking about making the remote work transition permanent, keep reading to learn how to optimize a mobile workforce.

Consider Your Current IT Capabilities

One thing that hasn’t changed as businesses make the transition to remote work is the heavy reliance on technology. But unlike being in an office space, employees are now responsible for managing new software, connecting to online meetings and managing their technology on their own. When something goes wrong, it isn’t as easy as simply stopping by your IT manager’s office or shooting them an e-mail asking them to stop by your desk. Instead, your IT department will now need to service desktops, laptops, software, and any other tools from afar.

Unless you have a small team that doesn’t rely on a lot of different tech, odds are that you’re going to need to expand your IT department to keep up with the increased demand. Streamlining the software that your team utilizes and ensuring that each employee is properly trained or has access to resources can also help to alleviate some of the issues that will pop up on a day-to-day basis. Choosing software that’s designed for a mobile workforce and its specific operation demands will streamline the transition and allow your employees to adapt with fewer issues and questions.

Find New Ways to Inspire Employee Loyalty and Commitment

Prior to the start of the COVID-19 pandemic, employee engagement was at an all-time high. Yet, the number of employees who reported being enthusiastic about their work, committed to their employer, and involved in the workplace was still just 35 percent at its highest. Now, with more employees working from home and splitting their focus between work and family life even more than before, that number has likely dropped even lower.

Finding ways to encourage employee commitment and boost loyalty while your staff is working remotely can be a challenge. At this time, it’s impossible to offer many of the popular perks that employers have previously offered, like work happy hours, catered lunches, or corporate retreats. Instead, look for ways to offer moral support to your staff during these difficult times. 

If you are able to, allowing flexible work hours for parents who may now have kids learning at home rather than going to school can be a great display of support. Other perks businesses can offer remote employees to boost loyalty include providing a stipend for creating a home office, hosting virtual events, or continuing to offer virtual professional development options.

Keep Communication Flowing

Television and movies focused on cutthroat offices often paint a picture of employees being afraid to speak to their bosses about even the smallest issues, but real-life studies suggest that the opposite may actually be true. In one poll, 70 percent of managers reported being uncomfortable or even scared to communicate with employees about matters big and small.

With the everyday encounters that come with working in an office now removed, keeping an open-flow of communication at all levels is more important than before. Besides communicating on projects, encourage your management staff to reach out to their teams on a daily basis about how they are adjusting to the remote work environment or challenges they may be facing. And make sure that those concerns are welcomed, passed along, and taken into account moving forward. 

Plan for a New Future

While a vaccine may be on the horizon, there’s no denying that for many businesses and employees, the remote work trend is here to stay. By thinking about your IT capabilities, finding ways to encourage loyalty and keeping communication open and flowing, you can ease the transition and continue to support your employees, no matter where they are working from.

How To Unlock And Remove iOS Passcode, Apple ID, And Screen Time Passcode Of Any iOS Device

iOS unlocker

It’s always a hurdle to regain access to a locked iPhone or iPad. It happens when you forgot your Apple ID password or have a used iPhone with the old Apple ID connected. You cannot simply sign in with a different Apple ID or create a new account.

Now, Apple can be very good at protecting our devices and data, but it will never be perfect. Neither Apple nor any other company. There will always be a method with which you can unlock iOS devices.

One such method is by using FonePaw iOS Unlocker. With this tool, you can remove the forgotten iOS lock screen passcode, Apple ID, and Screen Time passcode so that you can regain access to your iOS devices normally.

FonePaw iOS Unlocker is available for both Windows and Mac, and it is mandatory to install iTunes on the computer before using it.

Wipe Lockscreen Passcode

Wiping the lock screen passcode of your iPhone or iPad will help you access disabled iOS devices quickly. Follow these steps:

Step 1: Open FonePaw iOS Unlocker and choose the option “Wipe Passcode.”

Step 2: Now click “Start” and connect your iPhone to your computer.

Step 3: Confirm your device information and click “Start.”

Step 4: Wait till it downloads the firmware package. It might take a little longer.

Wipe Lockscreen Passcode

Step 5: After the firmware package is downloaded, you can see a confirmation window. Follow the instructions displayed on the screen. Enter”0000″ to confirm the unlocking and click “Unlock.”

Wipe Lockscreen Passcode

Step 6: Now, the iOS Unlocker start to wipe your lock screen passcode. In the middle of the process, when the progress bar goes to 20% – 24%, follow the instructions to put your phone into recovery mode. Normally device may get into Recovery mode automatically.

Wipe Lockscreen Passcode

The process will continue only after your device gets into Recovery mode. Wait till it finishes and make sure your device is connected during the unlocking process in order to get into the locked device successfully. 

When the passcode is removed, you can set up your phone from scratch. You can assign a new lock screen passcode, Touch ID, and Face ID.

Remove Apple ID

Apple ID is one of the important pieces of credential required iOS users to access Apple services like the App Store, Apple Music, iCloud, iMessage, FaceTime, and more. So you know what happens when you forget your Apple ID or Password. With FonePaw iOS Unlocker, you can quickly remove your Apple ID.

Step 1: Select “Apple ID” from the main menu of FonePaw iOS Unlocker and connect your iPhone to the computer with the USB cable.

Step 2: On your iPhone, tap “Trust” to trust the computer. Enter your screen passcode to confirm. 

Step 3: Now read the warning and click “Start” to begin removing the Apple ID and iCloud account in your iOS device.

Remove Apple ID
  • If “Find My iPhone” is disabled: Wait till the process to complete iOS Unlocker will remove the Apple ID and automatically restarts your iPhone after the completion of the process.
  • If “Find My iPhone” is enabled: For iOS 11.4 and later, iOS Unlocker will prompt that your device is not supported.
Remove Apple ID

Also, don’t forget to read the warning after you remove your Apple ID.

Remove Apple ID

Reset Screen Time Passcode

Apple introduced Screen Time in iOS 12, which is designed to make you aware of the amount of time you are spending on certain app categories and specific apps on your iPhone or iPad. By turning on Screen Time, you should know how much time you have spent on your iOS device. 

Step 1: If you forget the passcode, just click “Screen Time” on FonePaw iOS Unlocker to reset.

Step 2: Connect your device to the computer and click “Start” to begin removing Screen Time passcode.

Reset Screen Time Passcode

Step 3: After the process has been completed, follow the instructions on the screen. If the Find My iPhone feature is enabled on your device, a prompt will instruct you to turn it off. When you turned off Find My iPhone, it will start removing the Screen Time passcode.

Reset Screen Time Passcode

Step 4: That’s it. Screen Time will be removed successfully. Now click OK and reset the Screen Time passcode on your iPhone.

FonePaw iOS Unlocker is an essential tool needed for iOS users. So next time it is doesn’t matter if you bought a locked iPhone or forget lock screen passcode or Apple ID; FonePaw iOS Unlocker is always there to assist you with ease.